What is meant by getting a “Fresh Start” in bankruptcy?

We often hear that by filing a bankruptcy case you can get a “fresh start?” How would you feel if you woke up one morning and didn’t owe a soul? Feels good already.

What’s the difference between a Chapter 7 and Chapter 13 Bankruptcy

What’s the difference between a Chapter 7 Bankruptcy (frequently referred to as a liquidation) and a Chapter 13 Bankruptcy (frequently referred to as a wage earners case)?